Sometimes one can be many years into adulthood before they are required to truly take ownership of managing their own finances. Perhaps a spouse took the lead for most financial-related matters in the past. Now, due a divorce or the unfortunate death of a spouse, the responsibility for all financial decisions has fallen solely and often suddenly on you.
Maybe you're apprehensive about making the right decisions. It's important you're not taken advantage of in an often commission-based, sales-oriented financial services market and, most critical, your financial needs are being met while maximizing the potential of your financial resources and keeping your risk level appropriate. We understand how difficult and scary this can be.
Our objective as a fiduciary is to put your interests first so that anything we recommend would be precisely what we would recommend for ourselves if we were to find ourselves in the identical situation. Our goal is to make sure you don’t simply turn over your finances to a third-party but rather you learn more about your own finances, fully understand anything that we might recommend to you and obtain an answer you understand to any and all questions you may have before you make the final decision regarding how to proceed. We can help you to:
Early to mid-career professionals typically live very busy lives as they focus on careers and frequently a growing family life at the same time. Unfortunately, often there’s just little or no time to focus on personal financial matters. Yet, the years when paying college tuition bills or expenses retirement may be far off is precisely the time to make key decisions to align one’s goals and one’s finances so that you have the financial resources to achieve whatever is truly important to you. We can help you to:
If your life is just too busy to get to all these matters, you have a choice: ignore them or find someone you can trust to work with you to help you get on the right path and to stay with you to make sure it gets done.
What “retirement” means has undergone a metamorphosis in recent years. Increased longevity has created more opportunities for people in both the career and personal realms. Many people have chosen to retire later but some have chosen to change markedly how they define their career by reformulating their definition of what they do. Others have discovered they have many years to enjoy passions that got placed on the back-burner during a long, busy career or they developed later in life. These changes add complexity whether in the pre-retirement accumulation period or the post-retirement income-management period. We can help you to:
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